Online banking and real estate credit
Currently, one of the main objectives of online banks is to break away from the image of secondary banks that stick to them. They want to become, in the minds of consumers, fully-fledged main banks. To do this, they have no choice, they are forced to begin a process of diversifying their products. They can no longer just offer current accounts. Many players in this market have begun a movement to diversify their offer, whether for example towards savings or even insurance.
Two banks have started this process.
Another sector is particularly targeted by online banks: that of real estate lending. Indeed, it was noted this year that two of the largest online banks, namely ING Direct and its main rival Boursorama Banque, decided to launch an offer in this niche in order to increase their presence on the banking market.
A market that is more efficient than ever
It was a pretty good time for these actors. Interest rates have never been lower. The real estate market is very active. Sales in terms of volume and price are increasing. Logically, the demand for real estate credit is at an all-time high. In order to offer simplified services compared to historical banks, online banks offer the possibility of taking out real estate loans completely online. It is therefore logical to imagine that many online banks will try to enter the real estate market.
Comparison of online banking and mortgage loans
Sites offer comparisons of the offers of different online banks. You will be able to find offers, free services, conditions for opening an account, prices, services offered, such as savings, access to real estate loans. A service for choosing your online bank.
We can only recommend and advise Parlez-moi de Paris for your real estate searches. We contacted them in September 2024 and our interlocutor, Olivier, was able to understand our request and refine our search criteria. He has shown patience and commitment to our project and thanks to him we have an apartment that we would not have had access to without his network and his knowledge. Thanks to Olivier and to the Parlez-moi de Paris team.
After having had a very disappointing experience with an apartment hunter for a year, given that we live abroad, in February I contacted “Parlez-moi de Paris” and from the first meeting with Susan we were reassured and comforted! And already in June, we signed the bill of sale! She immediately identified our priorities and needs, she has a gift for listening and feeling the other person. Very responsive, always available, calm and very professional, she accompanied us in all the procedures with the notary and even showed us the neighborhood that we did not know at all! A very nice experience!
I had the opportunity to collaborate with Suzan on two common issues and everything went well. She was very involved, available and efficient from start to finish, resulting in a smooth and timely transaction. It is a real pleasure to work with such a serious professional, whom I highly recommend!
